What exact is whole life insurance, and how do life insurance companies profit from selling it?
Posted August 30th, 2009Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such [...]
Best term life insurance quotes?
Posted August 29th, 2009where is the best site to get term life insurance quotes?
Is Personal Investment Plaining (P.I.P) a term used by an life insurance company? ?
Posted August 27th, 2009What company first used the term. Or is it a company located in the John Hancock bldg. in 1970?
Should Keep or Look into term Life Insurance Quotes?
Posted August 24th, 2009I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look [...]
What is the best Term Life Insurance Company?
Posted August 24th, 2009What is the best Term Life Insurance Company?
What is the average cost of life insurance?
Posted August 20th, 2009I know individual circumstances apply, but there must be an average monthly cost somewhere.
33 years old,
Looking for term life insurance, 500K
I was just given a monthly quote for per month
Have the term life insurance premiums have been reduced drastically for HNIs with no specified diseases?
Posted August 18th, 2009The conditions quoted in the news item were as follows. The sum assured should be Rs 1 crore and above. The insured should have have specified diseases like BP etc, and have a good health record. The parents of the insured should not have specified diseases. Have any insurance companies reduced their premiums?
should i get 20 year term or a 30 year term life insurance?
Posted August 15th, 2009My husband and I currently have a 20 year term life insurance policy. We are switching companies because we were paying too much at State Farm. I’m 30 and he is 33 and we are both in very good health. We have a 9 month old baby boy and our policies are [...]
Good Reason For Whole Life Insurance Quotes?
Posted August 14th, 2009I have a whole life policy, through the Nights of Columbus. There is a respected financial advisor, Suze Orman, who seems so adamnant that whole life is not a swift move. She makes it sound as if there is not one reason to own whole vs term. Are there any good reasons [...]
Why is it cheaper to get term life insurance as a business or through a business than as an individual?
Posted August 12th, 2009It seems much more costly to buy direct as an individual than thru my company. Is my company getting a tax credit/discount? Should I form an LLC to get the same discounted value?