Term Life Insurance Answers

"can i take out term insurance at my age? I am sixty-nine yrs ?

Term Insurance Gal — Thu, 18 Mar 2010 08:00:06 +0000

Since the insurance company are so restricted is it possible for me or anyone older then dirt-take out term life insurance???,thinks for any answer!!

Should Keep or Look into term Life Insurance Quotes?

admin — Wed, 17 Mar 2010 20:00:51 +0000

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?
http://pilih.cn/life-insurance.html
http://pilih.cn/life-insurance.html
http://pilih.cn/life-insurance.html

life insurance level term?

Term Insurance Gal — Mon, 15 Mar 2010 15:21:40 +0000

i have bought my partner out of house and now have the mortgage on my own ,i have been looking at level term life insurance for 200k .what happens if i die ,who makes sure where the money goes?? also there is a terminal illness cover with the policy ?? do different companies have different illnesses cover ,are they strictly governed?? any advice please

Question about life insurance?

admin — Sat, 13 Mar 2010 08:02:56 +0000

Here is a little background info…I am a month away from joining the navy and going to flight school, I am 26 no health problems and my wife is 23 with no health problems. I went to get car insurance and the lady suggested i get life insurance now why I am still considered a substitute teacher. She said once I join the military It will require A lot more info and also my career will be considered hazordous. Does this sound right? And finally she just did a quick quaote and to cover my wife and myself each for 250k it will cost just under 70 dollars. This is also whole life not term and she said after a certain amount of time I could also cash the policy out and even make money ( something like 30 yrs). Does all this sound legit and does the quote sound reasonable, it was also state farm if that makes a difference. Thanks

Can I own two life insurance policies in the same time?

Term Insurance Gal — Fri, 12 Mar 2010 22:33:33 +0000

Do I get payment from both insurance companies depending on how many I insured or it will end up no one pays the bill?

Currently I have a life insurance and long-term disable policy from work. I heard that it is better to own life insurance and long-term disable policy outside of the work, in case suddenly loss job. My question is if there would be problems when claim the benefit.

Thank you for your advice.

What company do you like for life insurance?

Term Insurance Gal — Tue, 09 Mar 2010 18:09:32 +0000

I am looking at changing my 20 year term life insurance. I am looking for recomendations. I am currently with Primmerica Life. Persons with some actual experience in this area please.

Should Keep or Look into term Life Insurance Quotes?

admin — Sun, 07 Mar 2010 19:58:51 +0000

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?
http://hiddenproxy.cn/health-insurance.html
http://hiddenproxy.cn/health-insurance.html
http://hiddenproxy.cn/health-insurance.html

Need the cheapest term insurance for someone 55 years old?

Term Insurance Gal — Sat, 06 Mar 2010 23:04:55 +0000

I would like to buy a 0,000 term life insurance policy. I am 55 years old. Anyone know about how much this would cost me and the best company to buy from?

Can a 20 year term life insurance increase their premium after 10 years?

Term Insurance Gal — Thu, 04 Mar 2010 06:12:42 +0000

I bought a 20 year term life insurance with payment that I assume should be the same monthly for 20 years. When I received my Life Insurance Policy, it says my Initial Term Period is 20 years, but my Guaranteed Level Premium Period is 10 years. The policy also contains a "Schedule of Maximum Annual Premiums by Year" where it states that my maximum total annual premium is the same for 10 years, but goes up every year in the 11th year forward. When I asked the agent about this, he says it is standard that the insurance company has the right to increase my premium after 10 years, but they hardly ever do that. Is this true, or am I being hoodwinked? Thanks!

Dilemma: Whole Life or Term Life Insurance?

admin — Wed, 03 Mar 2010 08:10:16 +0000

I’m trying to get insurance for my mom through Colonial Penn. I’m so lost right now. If something happens to her I want all of burial cost to be covered. She’s 48 with minor health problems. I got a quote for Whole Life .48, Term Life .45. Big difference. I’ve been reading that Whole Life insurance ia a rip-off but I’m still confused. Can you guys please help me. Thanks a bunch! :