By: Primerica Debate Team

Primerica Debate Team — Fri, 17 Jul 2009 17:52:19 +0000

here are some facts in regards to Primerica Life Insurance:
1) AM Best rating of A+
2) Pays average death claim of $2.6 million/day
3) Place in force more than $90 billion in coverage in 2008, bringing the overall total coverage to near $800 billion.
4) Average face amount per policy is $285,000.
5) Over 100,000 life licensed representatives
6) One policy per family
7) Banding coverage is included. That means, with the husband and wife in a single policy, rate is base on total coverage. The bigger the total coverage, the less it cost per $1000 coverage.
Terminal illness benefit included in the policy. If you were diagnosed to be terminally ill, you can use the face amount of the policy to pay off your bills
9) Waiver of Premium rider available. If you were to become disabled, your premiums will be waived and your policy will stay in force.
10) Child rider available. Under this single rider, all kids up to age of 25 are covered.
11) Your life insurance is guaranteed renewable. When it is time to renew, no medical checkup is required to see if you are still insurable.
12) Life insurance policies are exchangeable or convertible to term insurance only, not whole life or universal life.
13) Customized, confidential, and complimentary financial needs analysis included.

By: Nekoban

Nekoban — Fri, 17 Jul 2009 17:52:19 +0000

this primerica people are such snakes… they will do ANYTHING to suck money out of people and dub it "to help people get out debt"

specially that person that answered your question… he works for primerica of course he’s gotta work to make his "company" look good.

Comments on: Primerica Term Life insurance - Is it any good?

By: Primerica Debate Team

By: Nekoban