This will vary per amounts and your area. However, I find that AIG and Prudential are very competitive right now. Contact an independent agent in your area - they can help you.
Fat lot of good a name will do you, if they don't write insurance in your state.
You need to find an a rated carrier from a local, independent agent, who knows which companies write in YOUR state. I strongly advise against buying insurance over the internet. YOu need someone there who has a real live office, to answer your questions or handle your problems.
The one that is going to rip you off and go out of business in two years has the cheapest rates. Do you own the cheapest car? Do you buy all your clothes at walmart?
Do you research and make sure the company you choose is financially stable and will be around 20 years from now when your beneficiaries need them.
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April 26th, 2009 at 7:59 AM
There are a few ways you can find out which companies have the best term life insurance premiums for a 47 yr old healthy man:
1) Look in the yellow pages for an insurance agent specializing in life insurance who can meet with you and give you quotes.
2) Call life insurance companies listed in the yellow pages direct for a quote.
3) Look on the internet and find quality life insurance quote provider services.
I know of two leading life insurance quote services that offer you quick and easy comparisons of quotes with no risk and no obligation.
1) Efinancial - https://www.efinancial.com/smartquoteefc.aspx?source=389-777 - They offer you up to 12 term life insurance quotes from more than 100 companies. If you like your rates you can apply online.
2) InsureMe - http://www.insureme.com/landing.aspx?Refby=613403&Type=life - They offer you up to five free quotes for life insurance from top-rated insurers nationwide.
Since life insurance rates can vary by up to 50% between insurers, it pays to shop and compare prices from several companies.
Term life insurance usually offers you the lowest rates.
Best of luck to you! I hope that helps you find the best term life insurance premiums.
April 26th, 2009 at 7:59 AM
This will vary per amounts and your area. However, I find that AIG and Prudential are very competitive right now. Contact an independent agent in your area - they can help you.
April 26th, 2009 at 7:59 AM
Fat lot of good a name will do you, if they don't write insurance in your state.
You need to find an a rated carrier from a local, independent agent, who knows which companies write in YOUR state. I strongly advise against buying insurance over the internet. YOu need someone there who has a real live office, to answer your questions or handle your problems.
April 26th, 2009 at 7:59 AM
The one that is going to rip you off and go out of business in two years has the cheapest rates. Do you own the cheapest car? Do you buy all your clothes at walmart?
Do you research and make sure the company you choose is financially stable and will be around 20 years from now when your beneficiaries need them.