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	<title>Comments on: How to say no to an insurance agent?</title>
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	<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent</link>
	<description>Discussions about Term Life Insurance Questions</description>
	<pubDate>Thu, 09 Sep 2010 09:56:30 +0000</pubDate>
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		<title>By: hurricane_0_8</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-747</link>
		<dc:creator>hurricane_0_8</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
		<guid isPermaLink="false">http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent#comment-747</guid>
		<description>I&#39;ll bet you are a terrific person.  The mere fact you realize that the only irreplaceable thing we have is time - part of our life - speaks volumes.

Others have said that &#34;they are accustomed to it&#34; are correct, but that does not mean that salespersons like to hear a &#34;no&#34;.

Here is how to get it done:
1. Until you have made a decision, when/if they call say, &#34;I&#39;m still gathering information.  I&#39;ll call you back when I have made a decision.&#34;  Don&#39;t engage in further discussion.  You don&#39;t owe them any more of your time - they have had their chance at your business.
2. When you have decided, sign the papers with the salesperson who earned your business.  Then DO call all the others and say, &#34;I&#39;ve signed papers for a plan that suits me better than what you proposed.  Thank you very much for the time you invested with me.&#34;  Once more, don&#39;t engage in further discussion.

By doing it this way:
you will strictly speak the truth, 
you will honor their time, 
you will preserve YOUR time.

Best wishes.</description>
		<content:encoded><![CDATA[<p>I&#39;ll bet you are a terrific person.  The mere fact you realize that the only irreplaceable thing we have is time - part of our life - speaks volumes.</p>
<p>Others have said that &quot;they are accustomed to it&quot; are correct, but that does not mean that salespersons like to hear a &quot;no&quot;.</p>
<p>Here is how to get it done:<br />
1. Until you have made a decision, when/if they call say, &quot;I&#39;m still gathering information.  I&#39;ll call you back when I have made a decision.&quot;  Don&#39;t engage in further discussion.  You don&#39;t owe them any more of your time - they have had their chance at your business.<br />
2. When you have decided, sign the papers with the salesperson who earned your business.  Then DO call all the others and say, &quot;I&#39;ve signed papers for a plan that suits me better than what you proposed.  Thank you very much for the time you invested with me.&quot;  Once more, don&#39;t engage in further discussion.</p>
<p>By doing it this way:<br />
you will strictly speak the truth,<br />
you will honor their time,<br />
you will preserve YOUR time.</p>
<p>Best wishes.</p>
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		<title>By: Brittany Ellison</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-748</link>
		<dc:creator>Brittany Ellison</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
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		<description>say no.</description>
		<content:encoded><![CDATA[<p>say no.</p>
]]></content:encoded>
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	<item>
		<title>By: RoadKill</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-749</link>
		<dc:creator>RoadKill</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
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		<description>just say no</description>
		<content:encoded><![CDATA[<p>just say no</p>
]]></content:encoded>
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	<item>
		<title>By: ttbird117</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-750</link>
		<dc:creator>ttbird117</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
		<guid isPermaLink="false">http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent#comment-750</guid>
		<description>say you are broke he will leave you alone</description>
		<content:encoded><![CDATA[<p>say you are broke he will leave you alone</p>
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		<title>By: billyandgaby</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-751</link>
		<dc:creator>billyandgaby</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
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		<description>use this to your advantage. Tell them that you received a better offer, tell them what the offer was. 

Many of them will counter and some will even offer to review the offer to find any problems for you in an attempt to dissuade you from signing. 

They are used to it</description>
		<content:encoded><![CDATA[<p>use this to your advantage. Tell them that you received a better offer, tell them what the offer was. </p>
<p>Many of them will counter and some will even offer to review the offer to find any problems for you in an attempt to dissuade you from signing. </p>
<p>They are used to it</p>
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		<title>By: Claudia</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-752</link>
		<dc:creator>Claudia</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
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		<description>Open your mouth and say NO.</description>
		<content:encoded><![CDATA[<p>Open your mouth and say NO.</p>
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		<title>By: kevin h</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-753</link>
		<dc:creator>kevin h</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
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		<description>Just say&#34;sorry I&#39;ve already signed up to a better deal,thank you goodbye&#34; and put the phone down</description>
		<content:encoded><![CDATA[<p>Just say&quot;sorry I&#39;ve already signed up to a better deal,thank you goodbye&quot; and put the phone down</p>
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		<title>By: Yahoo Nickname</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-754</link>
		<dc:creator>Yahoo Nickname</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
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		<description>Simply thank them for the information.  Let each of them know you are in the gathering and determining stage of what works for you.  Let them know that if &#34;you&#34; have any questions, you will followup with them. I say this because they wiill want to set another date to followup.  If they try to do this, again state, I appreciate you willingness to do this, however, what works for me is for &#34;me&#34; to contact you if I need further information and/or have questions. Be firm on this.</description>
		<content:encoded><![CDATA[<p>Simply thank them for the information.  Let each of them know you are in the gathering and determining stage of what works for you.  Let them know that if &quot;you&quot; have any questions, you will followup with them. I say this because they wiill want to set another date to followup.  If they try to do this, again state, I appreciate you willingness to do this, however, what works for me is for &quot;me&quot; to contact you if I need further information and/or have questions. Be firm on this.</p>
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		<title>By: Neil G</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-755</link>
		<dc:creator>Neil G</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
		<guid isPermaLink="false">http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent#comment-755</guid>
		<description>just tell them that you havnt made up your mind yet</description>
		<content:encoded><![CDATA[<p>just tell them that you havnt made up your mind yet</p>
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		<title>By: Breanna V</title>
		<link>http://term-life-insurance-answers.com/term-life-insurance-quote/how-to-say-no-to-an-insurance-agent/comment-page-1#comment-756</link>
		<dc:creator>Breanna V</dc:creator>
		<pubDate>Wed, 25 Mar 2009 20:03:55 +0000</pubDate>
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		<description>Write them a letter. Make it generic and then change who it is to before you send it. Just tell them how you appreciate their time and efforts but you have not chosen their services. Tell them that you will consider them for the future. That is all. Then you won&#39;t have to talk to them and it is still professional. I have done that for the company I work for and it works nicely.</description>
		<content:encoded><![CDATA[<p>Write them a letter. Make it generic and then change who it is to before you send it. Just tell them how you appreciate their time and efforts but you have not chosen their services. Tell them that you will consider them for the future. That is all. Then you won&#39;t have to talk to them and it is still professional. I have done that for the company I work for and it works nicely.</p>
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